Investment properties

Rentals qualify differently, price differently and cap out sooner. Financing strategy matters more here than the rate does.

Every investment properties page

Down payments, qualifying, and how rental income is counted.

Down payment rules, qualifying, and how a rental differs from a home.

Rental offset against add-back, and how lenders count the income.

Structuring finance across more than one property.

Alberta rental economics, tenancy rules and the numbers lenders check.

Two to four units, owner-occupied or not, and why the unit count changes everything.

Edmonton rental yields, secondary suites and what appraisers look for.

What happens after the fourth door.

An investor's overall financing strategy rather than one deal at a time.

The wall at four or five doors, and the routes past it.

Buy, renovate, rent, refinance, repeat, and where the financing actually breaks.

Turning one property into the deposit for the next.

Refinancing a rental you already own, and the lower loan-to-value ceiling.

Pulling equity specifically to fund the next purchase.

The structure of deal one decides whether deal four is possible.